Latest news and updates from Nestly
Compare investing more for retirement with paying off your mortgage early. See how interest rates, employer matches, taxes, retirement timing, and risk can change the answer.
Retiring at 55 is possible, but the right strategy depends on your age today. See what to save, where investment risk may belong, and what not to risk.
Should you collect Social Security at 62, your Full Retirement Age, or wait until 70? Compare estimated benefits, learn how to find your personalized estimate, and discover which claiming strategy may fit your retirement plan.
See estimated 401(k) balances by spending level, understand what changes the number, and compare retirement strategies with Nestly Lab.
Feel behind on retirement savings? Learn how higher contributions, a later retirement date, strategic Social Security timing, lower spending, and part-time work can strengthen your plan.
One million dollars may be enough for retirement—or fall short—depending on your spending, retirement age, Social Security, healthcare, taxes, and market conditions.
Compare part-time retirement with working full-time for a few more years. Learn how even modest income can reduce portfolio withdrawals, preserve healthcare options, and make earlier retirement more realistic.
Should you save for your child's college or your own retirement first? Learn how to compare the tradeoffs and build a balanced family money plan.
Retiring before 65 can create a healthcare coverage gap before Medicare begins. Learn how to plan for ACA coverage, COBRA, spouse insurance, cash reserves, and healthcare bridge strategies.
Many adults are helping aging parents and adult children while trying to prepare for retirement. Learn how family support can affect retirement readiness and how to manage the tradeoffs.
Wondering how much net worth you need to retire? Learn why there is no single magic number and how spending, income sources, timing, and healthcare shape retirement readiness.
As America celebrates 250 years of independence, it's a reminder that financial independence is built through planning, flexibility, and thoughtful decisions. Here's your own Declaration of Financial Independence.
Want to retire before Social Security begins? Learn how a retirement bridge strategy can combine portfolio withdrawals, cash reserves, part-time work, spouse income, and delayed benefits.
Many parents want to support adult children, but financial help can affect retirement timing, portfolio longevity, and future independence. Learn how to evaluate the tradeoff.
An emergency fund is more than short-term cash. Learn how the right cash reserve can protect your retirement plan, reduce forced withdrawals, and help you handle unexpected expenses.
Many couples don't retire at the same time. Learn how one spouse continuing to work can improve healthcare coverage, reduce portfolio withdrawals, and create a stronger retirement plan.
One million dollars can last very different lengths of time depending on spending, Social Security, healthcare, and retirement age. Compare common scenarios and see what really drives retirement longevity.
Many people buy gold jewelry as an investment, but is it actually a good wealth-building strategy? Compare gold jewelry and investment gold to understand the real costs, risks, and long-term returns.
Wondering if you're on track for retirement at age 50? Learn common retirement savings benchmarks, what counts as retirement savings, and how to evaluate your readiness.
Juneteenth is a reminder that freedom and opportunity are deeply connected. Explore why access to financial education, investing, and retirement planning plays a critical role in building long-term financial freedom.
Gold is back in the spotlight as analysts discuss the possibility of $6,000 gold. Here's what that could mean for retirement portfolios and long-term financial planning.
Many retirees focus on how much they've saved, but the real question is how much they can safely spend. Learn how to evaluate retirement spending strategies and understand the tradeoffs.
Many couples claim Social Security at the same age without realizing it may reduce lifetime benefits. Learn how coordinated claiming strategies can improve retirement income and long-term financial outcomes.
Many parents face a difficult choice between funding college and retiring on time. Learn how to balance both goals, evaluate tradeoffs, and test different scenarios before making a decision.
SpaceX is now public. Explore three realistic investment scenarios, understand concentration risk, and see how different outcomes could impact your long-term financial future.
The 2026 FIFA World Cup is expected to generate billions in economic activity across North America. Learn how major global events can influence markets, industries, and long-term investment opportunities.
IPOs generate excitement and headlines, but are they right for your retirement portfolio? Learn the risks, rewards, and how IPO investing fits into a long-term retirement strategy.
Discover how retirement savings vary across generations, what benchmark ranges look like by age, and how to determine whether you're on track for retirement.
Buying a car around retirement is common—but it can quietly strain your retirement plan. Learn how to budget, time, and fund a car purchase without hurting long-term income.
Retiring while still paying for a child’s college is more common than you think. Learn how to balance 401(k) planning, tuition costs, and long-term financial security.
The average 401(k) balance for Americans approaching retirement may be lower than expected. Learn what this means, why the gap exists, and how tools like Nestly can help you plan smarter.
Retirement planning is entering a critical window. Learn why decisions made in 2025–2026—from contribution limits to AI-powered planning—can shape your financial future for decades.
AI is transforming retirement planning—but it can’t prevent human mistakes. Learn the most common retirement errors AI won’t solve and how to avoid them.
Artificial intelligence is transforming jobs, investing, and financial planning. Learn how AI growth will impact retirement savings, risk management, and how to prepare.
Retirement risk in 2026 goes beyond market volatility. Learn the biggest threats to retirement success — from behavioral mistakes to longevity and inflation — and how to plan smarter.
The IRS has officially released 401(k) and IRA contribution limits for 2026. Learn the new limits, catch-up rules, and how Nestly’s Contribution Co-Pilot helps you optimize savings.
Discover proven strategies to boost your retirement savings in 2026, including higher IRS contribution limits, employer match optimization, and smart planning with Nestly.
Meet Nestly Advisor, a modern retirement planning platform featuring the Nestly Score, retirement calculator, and AI-powered reasoning. Now available in preview.
Learn how compound interest works through real-life examples and see why starting your retirement savings just a few years earlier can mean hundreds of thousands more at retirement.
Find the optimal 401(k) contribution rate for your age and income. Learn how to balance retirement savings with current expenses and reach your goals.
A comprehensive guide to building a diversified investment portfolio that aligns with your risk tolerance, time horizon, and retirement goals.
